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Sign Up for Homeowner Insurance Workshop
April 24, 2025, 6pm to 8pm
at Rim of the World Recreation & Park District's
Hootman Community Center
2929 Running Springs School Rd, Running Springs
Space is limited, REGISTRATION is required - scroll to the form below
BRING A COPY OF YOUR MOST RECENT INSURANCE POLICY!!!
Thanks to Rim Park District for sponsoring this event!
What will be covered?
General Property Insurance Issues
· Standard Market Insurance, Surplus-line, and California Fair Plan.
· The danger of being underinsured and overinsured. What is the blue-print of your insurance policy: Actual Cash Value versus Replacement Cost?
· Additional Interest vs. Additional Insured - What happens when there's a claim when legal vesting entities are not properly listed or omitted on insurance policy (i.e. trust, LLC, and/or individuals)?
· 'Real' versus 'Personal' property - Why insurance carriers deny homeowner insurance claim or under-pay in the event of Claims? Insurance policy type: HO5, HO3, HO6, HO4, DP1, DP3.
· Properties: Seasonal, Primary, Probate property, Vacant, Rental,
Commercial/Business, and Vacant land.
• General Liability and Personal Injury Liability - What can happen?
• Deductibles: Declaration exclusions of 'perils' and co-insurance clause - what you don't know can hurt you?
• Residential workers compensation, in-home and/or outside employee.
• Additional living expenses and Loss of rent
• What types of endorsements or add-ons might be useful?
• Are you prepared when it comes to property insurance claim?
Other issues and resources to be addressed:
• Firewise Community designation - discounts
• Fire Risk Reduction Communities - discounts
• Fire safe councils
• Grant programs for fuel reduction
Please register me for the
Homeowners' Insurance Workshop
on April 24, 2025 6pm to 8pm
Hootman Community Center Running Springs
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